Taxes affect nearly every part of your financial life—from your paycheck and investments to your retirement savings and estate. Without a strategy in place, you could end up paying more than necessary and missing valuable opportunities to reduce tax liabilities and grow your wealth.
At WealthWorks Financial, we take a proactive approach to tax planning, ensuring that every financial decision you make is optimized for tax efficiency. Whether you’re saving for retirement, running a business, or planning your estate, we help you minimize taxes and maximize savings.
Smart tax planning isn’t just about reducing what you owe this year—it’s about making strategic decisions that save you money over time. Here’s how we help:
We help you plan income distributions carefully to avoid moving into higher tax brackets, keeping more of your earnings in lower-tax categories.
From Roth conversions to required minimum distributions (RMDs), we ensure that your retirement income is withdrawn in the most tax-efficient way possible.
We minimize taxes on investments by using tax-loss harvesting, municipal bonds, and tax-advantaged accounts, so your money grows more efficiently.
We help you donate wisely using tax-efficient methods and structure your estate to pass down wealth while reducing tax burdens.
By using tax-efficient investment accounts, deductions, and credits, you can legally reduce how much you owe and keep more of your income working for you.
Tax planning should be an ongoing process, not just something you do at tax time. We help you plan year-round to optimize tax strategies and avoid surprises.
We create strategies that balance withdrawals between taxable, tax-deferred, and tax-free accounts, helping you minimize retirement tax liabilities.
From deducting business expenses to leveraging self-employed retirement plans, we help business owners reduce taxes while maximizing savings.
881 3rd Street, Whitehall, Pennsylvania 18052, United States
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For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.
The cost and availability of life insurance depends on factors such as age, health, and the type and amount of insurance purchased. Before implementing a strategy involving life insurance, it would be prudent to make sure that you are insurable by having the policy approved. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition, if a policy is surrendered prematurely, there may be surrender charges and income tax implications.
All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.
Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA / SIPC, a broker-dealer and registered investment adviser. Cetera is under separate ownership from any other named entity.
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881 3rd Street, Whitehall, Pennsylvania 18052, United States
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