Insurance Planning

Protect Your Wealth. Secure Your Future.

A strong financial plan isn’t just about growing wealth—it’s about protecting what you’ve built. Unexpected events like illness, disability, or loss can disrupt your financial stability if you’re not prepared. That’s why insurance planning is a critical part of a secure financial future.

At WealthWorks Financial, we help you identify potential risks and implement insurance strategies that provide peace of mind. Whether you’re protecting your family, your income, or your business, we ensure you have the right coverage for every stage of life.

A man wearing sunglasses and a white shirt is standing next to a white van.

Comprehensive Insurance Strategies

Insurance isn’t just about having a policy—it’s about having the right protection in place to secure your financial future. Here’s how we help:

A train is going down the tracks in the woods
A white check mark in a black circle on a white background.

Life Insurance for Family Protection

Ensure your loved ones are financially secure with term, whole, or universal life insurance solutions tailored to your needs.

A white check mark in a black circle on a white background.

Disability Insurance for Income Security

Protect your income in case of injury or illness with short-term and long-term disability coverage.

A white check mark in a black circle on a white background.

Long-Term Care Planning

Prepare for future healthcare needs with long-term care insurance options that help cover medical expenses and assisted living costs.

A white check mark in a black circle on a white background.

Business & Key Person Insurance

If you own a business, ensure continuity and protection with key person insurance, buy-sell agreements, and executive benefits.

Insurance Planning Questions

  • How do I know what type of life insurance I need?

    It depends on your financial goals. Term life insurance is great for income protection, while whole or universal life policies provide long-term security and investment growth.

  • When should I get disability insurance?

    If you rely on your income, disability insurance is essential. It helps replace lost income if you’re unable to work due to injury or illness.

  • Do I need long-term care insurance?

    As healthcare costs rise, long-term care insurance can help cover expenses for assisted living, nursing care, or in-home medical support, reducing the financial burden on your family.

  • What insurance coverage do business owners need?

    Business owners should consider key person insurance, buy-sell agreements, and liability coverage to protect their company and employees in case of unforeseen events.